The Ramsey Show (July 27, 2023)
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Funny these photos them smiling and giggling like it's no big deal.
I want to make sure I heard you right. Dave, you said if you put 15,000 in mutual funds for 7 years you should be a millionaire. Did I hear you right?
Hello Folks, I'm 59 y.o. I have a house in a neighborhood that has had neighbor turnover and now the yards have gone to pot. I have $78K left on this house loan which is worth approximately $300K. My pre-qualification loan person says that this house should sell quickly and indeed, the houses in this neighborhood go within a month. She also says something about getting the house that I want, taking out something called HELOC loan …and when it sells I can pay it off. Can somebody help. The house that I want has a basement and an upstairs, I've never lived in a house with those things! It was built in '36 I have always wanted to have an historic house. The Carriage House was converted into a garage.
I asked my son if he wants to be a millionaire when growing up and he said a million is nothing and anyone can be a millionaire without really doing much
My theory on becoming a multimillionaire is: 1) stocks 2) bonds 3) degree/certificates/licensings 4) extensive work experience 4) (sba vs conventional) loans 5) provide a service and product that people need as a bare necessity. 6) advertisements to bring in business 7) employees, hire!
Just this week, The Mainstream Media is reporting on aliens and The National Enquirer is reporting on Hunter Biden's corrupt business deals.
Listening to Ramsey and Coleman stopping short of telling Valerie go file a wrongful termination suit. Probably don't want to bring up that there are at-will states and that they can terminate for just about any reason except discrimination and retaliation.
Why are they always so rude and never say goodbye to their people? These people pretty much worship them and they just hang up on them😂😂😂😂😊
Dude from Germany is a BETA MALE just calling to flex that he's a BETA. For one His wife is a career military women who probably runs the household and is more masculine than him. For two he's really asking Dave Ramsey if it's okay to buy a house in cash? seriously? He called to flex on how much cash was in the back that his masculine wife earned.
The biggest downside of our airbnb, is that you are tied up daily; almost impossible to travel and enjoy retirement freely.
"Regular" houses do not "always" appreciate. I bought a nice 3-bedroom stucco Spanish-style house in California for $45,000 in 1984 and sold it for $55,000 in 1989. Years later, after moving, I was curious and considered buying the same house again on another move and looked up the sale records. It had sold for only $8,000 (eight thousand) in the mid-1990's. I don't know what the later owners or tenants did to it, but the price definitely went way down, not up. I think the "houses always go up" thing is a myth; perhaps promoted by financial advisers and real estate agents.
I really like that ending! "Woman, how many times do I need to argue with you?" Fantastic honesty.
Glad that finally, I got to watch the video–
Dear Orimar, you have got this! I was in your situation a few years ago and I was able to get out of it with Dave's plan. You need to do the exact formula like Dave said.
Your sister from NB Canada❤
Every dollar has an ansigment. I love it
43:04 so Julie in San Francisco has $178k in parent plus (undergrad) loans, and her daughter also has undergrad loans. Dang, that's some expensive undergrad degree!
Janet from Idaho, we break down monthly bills into chunks and have everything on autopay. I get paid biweekly, so pay mortgage, electric, cable, etc 2x monthly. Autopay smaller amounts every week may help you catch up. I have everything taken out on payday so the only money really left in acct is food and gas.
MATERIALS in houses degrade and decay at just the exact same rate as they do in mobile homes/trailers. A $350,000 brand new house today will NOT be in anywhere near the same material/physical condition in 15 or 20 years of rain, wind, and sunshine (or minor earthquakes in California or hurricanes in Florida). All of it ages. Especially the roof, fixtures, and trafficked areas.
Ramsey is wrong on telling the first caller to sell his condo and putting the money down on new house. The condo is going to have a much bigger return than what the interest on new house is going to be. He can always sell it if he needs to. He would get his new house paid for faster with the income and then have two paid off properties. Ramsey goes overboard sometimes on never having debt. Some debt is good
Take a paper write it all up all all
It not very funny especially if your kids
Dave Ramsey for US President 2024 🇺🇸
I don’t get the logic of the first bit of advice about selling the rental condo. Is it because mortgage rates are so high? Wouldn’t the rental income from the condo help pay a lot towards the interest on the new house mortgage? $100,000 household income is quite high so a high mortgage could be paid off reasonably quickly.
Why does YouTube love adding commercials to this channel that go against Christian morals, values and views along with the channels views and values and morals?..
But remember that although what you do does matter, know that what you do doesn't make you matter. You matter regardless of your productivity or bank account. Know that Jesus our Savior died for you regardless of your richness or poorness. He loves you and you're loved unconditionally. Do what you can, pray, and know you're valued and loved by Christ and not your profession or your money status.
These people don't really have problems