33 thoughts on “She Maxed Out Every Credit Card Possible | Financial Audit”
This channel has helped me gain a far greater understanding of personal finance than I could have ever imagined as a 19 year old. Was making pretty good money as a teenager and was wasting it trying to fit in a look cool, Luckily I never went into debt but up until about 6 months ago was pretty much spending every dollar I made, now I am extremely frugal and save and invest every week and I’m 1000x happier living frugally than when I was wasting money trying to fit in. Caleb is the GOAT🐐
Hi, I’m a team lead at Target and Target has pretty good pipeline/promotion routes. I would be happy to be a reference if she decides to take the customer service/management route in her area.
I hate that i piss money away by eating out and i have no excuse. Im in a really good spot (my company pays for my house and im making 150k) i grind my teeth when i aduit myself and spend cloose to 300-450 bucks buying meals, drinks for work (ice and water). 300 at a grocery id be able to eat ribs and steak everyday. The work life balance i aruge in my favor for that considering i work 14/7. I'll clear my debt next month. Im learning at 24 that i need to teach my children how to cook and to stay away from fastfood daily.
I retired at 53 thanks to my husband. It wouldn't have been possible without his company stock plan because it far exceeded the 401k we both have. He is six years older than me and was sick of the day to day grind but we had no clue if our savings and investments would be sufficient, we finally went to a financial management meeting and we make all decisions for a profitable Investment and prepared a plan for our early retirement. We should have done that years ago but never considered that we might ever have enough to retire early and thank God and my husband for the ability to do investment. We are now financially stable with everything paid for and we have a good health insurance ! Don't wait time is something we have in short supply and no amount of money will buy you more, pray that anyone who reads and held to thesewords will be successful in life too 🙏🙏🙏
She seems like an amazing employee and HEB is lucky to have her. She has been dealt a lot of tragedy and I would love to see her shine and get out of the debt!
Caleb, I wanted to thank you for these videos. I'm in my mid 40s started saving a bit late (Early 30s) even though I was making ok money. But I had a good amount of money in savings and retirement but the money really wasn't working for me. Since watching your videos. I moved a bunch of my liquid savings into much better accounts where I'm actually earning interest. I consolidated my retirement accounts and spoke to a financial planner turns out the funds I was in had excessive management fees. I have gone from these managed funds to simpler index funds. I have been able to cut my management fees by 70%. This consolidation has been huge for me to see what money I actually have. Thanks again
She's smart and well spoken…she could go far. It's hard not to feel for her. What she has to realize is that time is NOT on her side and continuing this way will destroy her life. Old habits (particularly the bad ones) are very hard to break. Until we begin teaching our children to appreciate and manage their finances and priorities, Caleb and others like him will be very busy.
I’ve been disputing for years and I’m an identity theft victim. I’ve been looking for how to remove some medical debt in collections that are under $700 that is still on my credit report. The accounts were removed on my trans-union report, but still appear on my Experian report. I saw an ad about a company called 'credit synod’ and I decided to seek help from them and for a year plus now everything has been cleared up and my scores are hitting the roof, they give loans too. It’s just a bit sad that not too many folks know about this people, they' re really good !!
This channel has helped me gain a far greater understanding of personal finance than I could have ever imagined as a 19 year old. Was making pretty good money as a teenager and was wasting it trying to fit in a look cool, Luckily I never went into debt but up until about 6 months ago was pretty much spending every dollar I made, now I am extremely frugal and save and invest every week and I’m 1000x happier living frugally than when I was wasting money trying to fit in. Caleb is the GOAT🐐
Hi, I’m a team lead at Target and Target has pretty good pipeline/promotion routes. I would be happy to be a reference if she decides to take the customer service/management route in her area.
She should be a restaurant manager and run the entertainment of the place that way she can be in charge of the live music
I hate that i piss money away by eating out and i have no excuse. Im in a really good spot (my company pays for my house and im making 150k) i grind my teeth when i aduit myself and spend cloose to 300-450 bucks buying meals, drinks for work (ice and water). 300 at a grocery id be able to eat ribs and steak everyday. The work life balance i aruge in my favor for that considering i work 14/7. I'll clear my debt next month. Im learning at 24 that i need to teach my children how to cook and to stay away from fastfood daily.
Sigh if the gender pay gap didn't exist, she wouldn't have this problem
Sometimes when I watch these videos and I see the rent. I think I would rather live in my car. Why rent so high.
Wow… just the title screams. She's f'd.
I would be the happiest mf to get a 2015 Toyota for less than 6k 😭😭😭😭
31:00 is the real cause of the problem, sort that out in therapy and go get a grip on the rest of it 🙂
I retired at 53 thanks to my husband. It wouldn't have been possible without his company stock plan because it far exceeded the 401k we both have. He is six years older than me and was sick of the day to day grind but we had no clue if our savings and investments would be sufficient, we finally went to a financial management meeting and we make all decisions for a profitable Investment and prepared a plan for our early retirement. We should have done that years ago but never considered that we might ever have enough to retire early and thank God and my husband for the ability to do investment. We are now financially stable with everything paid for and we have a good health insurance ! Don't wait time is something we have in short supply and no amount of money will buy you more, pray that anyone who reads and held to thesewords will be successful in life too 🙏🙏🙏
Why did he say very nice to 40k a year???
16:25 Is this another late fee? Ha ha, dudes hilarious.
Fast food is her fast financial death.
Did he call in n out gross? How dare he!!
I make $3400 a month after taxes and savings as it stands right now.. someone tell me what my salary is. Its not $40k
I will say, I am also not a credit card person
Caleb I work at lenscrafters and she would be perfect for a team lead or asst manager. No experience necessary they train you on the job.
Dang she racked up a bunch credit cards😮…. I would scream so hard to be in here shoes.
Free Audio books with your county library card and Libby!
And I'm over here beating myself up over 12k in 4 cards and one car loan at 20
Hmm… I wish i still had my 05 camery with 300k miles
My second card was a venmo card when i was 18 amd i got a line of 1.6k
She seems like an amazing employee and HEB is lucky to have her. She has been dealt a lot of tragedy and I would love to see her shine and get out of the debt!
She can probably get free eAudiobooks at her library for free.
Love the channel, and those sponsor placements are hilarious. “I was 18 and didn’t want a job”…. “Let’s talk about Kudos!”
Caleb, I wanted to thank you for these videos. I'm in my mid 40s started saving a bit late (Early 30s) even though I was making ok money. But I had a good amount of money in savings and retirement but the money really wasn't working for me. Since watching your videos. I moved a bunch of my liquid savings into much better accounts where I'm actually earning interest. I consolidated my retirement accounts and spoke to a financial planner turns out the funds I was in had excessive management fees. I have gone from these managed funds to simpler index funds. I have been able to cut my management fees by 70%. This consolidation has been huge for me to see what money I actually have. Thanks again
I'm glad I came across this channel but I found it literally weeks after I just purchase a car 39,000 dollars in death -_-
I can only clean if you’re on in the background
This lady is RESILIENT! She’ll get to financial stability💗 wishing the best for her. And love Caleb and his desire to help others
You can make major money as a cna if you do it right!
She's smart and well spoken…she could go far. It's hard not to feel for her. What she has to realize is that time is NOT on her side and continuing this way will destroy her life. Old habits (particularly the bad ones) are very hard to break. Until we begin teaching our children to appreciate and manage their finances and priorities, Caleb and others like him will be very busy.
I’ve been disputing for years and I’m an identity theft victim. I’ve been looking for how to remove some medical debt in collections that are under $700 that is still on my credit report. The accounts were removed on my trans-union report, but still appear on my Experian report. I saw an ad about a company called 'credit synod’ and I decided to seek help from them and for a year plus now everything has been cleared up and my scores are hitting the roof, they give loans too. It’s just a bit sad that not too many folks know about this people, they' re really good !!
She is an impressive person! You got this!!